Independent Pension Guides and Useful Web Sites
An excellent and very comprehensive set of material from this Scottish consultancy:
When the Levee Breaks – What Next for the UK Retirement Savings Market? (great platform pricing information)
Come and Have a Go – a Direct Approach to Platform Investing This Guide should tell you all you need to know about the basics of platforms and how to pick one which should match your needs. It suggests the 4 key things you need to know about yourself before picking, and the 7 key things to measure platforms you’re considering against.
Come and Have a Go Too – The July 2015 follow up to their ‘Direct Approach to Platform Investing’ updates all the fees and charges from the various platforms and explores how the market has moved on since April 2015. Probably worth reading this one first and then dipping back into the original for more detailed information (and more cats) if you need it.
Platforum is a business information company which specialises in investment platforms and the retail distribution of investments within the UK, Europe and Asia.
Platform Pricing – An adviser’s guide to the Platform Galaxy – an interesting look at what advisers consider when recommending suitable platforms. As it is written for advisers it omits platforms like Hargreaves Lansdown and BestInvest, so not to be considered a definitive guide to all investment platforms available to the general public.
Thisismoney.co.uk is the personal finance web site for the Daily Mail, Mail on Sunday and Metro newspapers. It provides comprehensive coverage of pension matters and has its own Pension Freedom home page where all relevant pensions material is collated. In late March 2015 it published its own Personal Finance Special Issue on the new Pension freedoms. Written in the Mail on Sunday newspaper style it provides a comprehensive and accessible primer on the major changes. If you can’t face wading through the more worthy guides and want a quick introduction then their Special Issue is well worth a read.
telegraph.co.uk is the portal web site for the Daily and Weekend Telegraph newspapers. They have a very strong personal finance team and a good focus on Pensions at the site’s dedicated Pensions Page. Their campaign against the restrictive practices and excessive charges of some Life companies, who are not allowing their clients access to the new more flexible pension arrangements, is an example of ther interest and focus on the Pensions sector.
FE specialises in the collection, validation and distribution of fund and equity prices, and factsheet information, and is the main supplier of data to the UK financial sector. Their service is aimed at both private investors and Independent Financial Advisers and is a treasure trove of useful articles on funds, research into fund performance and investing approaches. Of particular interest to us drawdown pension income seekers is a campaign FE started in October 2015 to persuade fund managers to include more information about the yield and real money income paid out by their funds. They also publish a glossy and informative ‘flip book’ style Trustnet Magazine, which you can also find on our very own Flipboard News Magazine. All information is intended to be entirely factual and unbiased, but do note that they give greater coverage to those funds that subscribe to FE.